Are you flying solo when it comes to planning for your financial future? Consider these tips for easing the financial burden. Living the single life no longer is an anomaly: According to the U.S. Census Bureau, 45% of households nationwide are maintained by a single person. Being single affects many areas of financial planning, including retirement,...
As consumers, we choose how to use our resources. Use your purchasing power to choose what you are willing to pay for banking services. Next week is National Financial Planning week. Celebrate your financial strength. 20 Ways to Celebrate Financial Planning Week 1. Balance your checkbook 2. Write down your financial goals and revisit them periodically 3....
Key Points • Why Credit Is Important • Missing Payments • How Credit Reporting Works • Signs of Credit Overextension • Credit Reporting Agencies • Be Credit-Smart • Points to Remember Installment debt, in itself, is not a bad thing. It enables us to make major purchases that would be nearly impossible to finance up-front. The problem is,...
Markets driving you crazy? Kimberly D. Overman, CFP of The Financial Well suggests you watch this presentation below to gain some perspective. Read More →
It is wonderful to see this difference being discussed. As a fully independent registered investment advisor, we put our clients first as a fiduciary, and have been for over 11 years. Why would an investor accept anything less? That’s why this New York Times is a must read and is so relevant: THE Great Recession has intensified a long-running...
Click the Play button (right arrow image, center of screen) to begin this Flash movie presentation on: Financial Planning: Helping You See the Big Picture Read More →
Your credit report contains information about your past and present credit transactions. It’s used primarily by potential lenders to evaluate your creditworthiness. So if you’re about to apply for credit, especially for something significant like a mortgage, you’ll want to get and review a copy of your credit report.Learn more about...
Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn’t it? But that’s what investing without setting clear-cut goals is like. If you’re lucky, you may end up with enough...
Businesses sell shares of stock to investors as a way to raise money to finance expansion, pay off debt, and provide operating capital. Each share of stock represents a proportional share of ownership in the company. As a stockholder, you share in a portion of any profits and growth of the company. Dividends from earnings are paid to shareholders,...
