Markets driving you crazy? Kimberly D. Overman, CFP of The Financial Well suggests you watch this presentation below to gain some perspective. Read More →
Your credit report contains information about your past and present credit transactions. It’s used primarily by potential lenders to evaluate your creditworthiness. So if you’re about to apply for credit, especially for something significant like a mortgage, you’ll want to get and review a copy of your credit report.Learn more about...
On November 6, 2009, President Obama signed into law the Worker, Homeownership, and Business Assistance Act of 2009. The Act extends the first-time homebuyer tax credit to principal residences purchased before May 1, 2010. (If you purchase a principal residence before July 1, 2010, you can still qualify for the credit provided that you enter into a...
Women face special challenges when planning for retirement. Because their careers are often interrupted to care for children or elderly parents, women may spend less time in the workforce and earn less money than men in the same age group. As a result, their retirement plan balances, Social Security benefits, and pension benefits are often lower. In...
Although collecting early retirement benefits makes sense for many people, there’s a major drawback to consider: if you start collecting benefits early, your monthly retirement benefit will be permanently reduced. So before you put down the tools of your trade and pick up your first Social Security check, there are some factors you’ll need...
While an increasing number of retirement plan and IRA limits are indexed for inflation each year, most of the limits eligible for a cost-of-living adjustment (COLA) did not adjust upward for 2010. Check that your targets and planning for 2010 are in line, with this handy chart. Quick reference, easy to read (sourced from IRS Information Release IR-2009-94)....
An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA. Learn more about IRAs Read More →
Announcing “Learn to Earn Gatherings for Women” sponsored by The Financial Well, Inc. during the Seven Steps to Living and Being Financially Well presentation. Kimberly Overman, CFP, and CEO of The Financial Well, Inc., speaks at Tampa’s tenth annual Speaking of Women’s Health conference in Tampa, Florida, on October 3, 2009....
